Earn Rental Income with the «Installment + Mortgage» Investment Plan

Invest in a property with 0% installment payments. Once you receive the keys, transition to a mortgage and cover the remaining installment balance with rental income. This strategy ensures passive income that’s 27% higher than your monthly mortgage payments.

Let’s take a villa in the Saadiyat Lagoons project in Abu Dhabi for $2,287,000 as an example to illustrate how this works.

Deal Timeline

• Fall 2024 – Make the first payment of $644,500.

• December 31, 2024 – Second payment of $108,000.

• July 31, 2025 – Third payment of $108,000.

• Handover in Q2 2025 – Obtain a mortgage to settle the remaining balance.

• Within 2–3 weeks – We’ll secure a tenant for you.

Mortgage Details  

• Down payment: 50% – $760,000.

• Term: 10 years.

• Monthly mortgage payments: $8,050.

• Rental income: $10,210.

Breakdown of the First Payment – $644,500

• 2% tax: $43,300.

• Developer administrative fees: $1,100.

• Agency commission (2% + 5% VAT): $48,000.

• Transfer fee: $118,500.

• Payment to seller for 20% already paid to the developer: $433,600.

27% More Income

Your rental income will exceed your mortgage payments by 27%, allowing you to profit from the villa while paying off the balance of the installments over 10 years.

We’ll find you a tenant immediately after you receive the keys, ensuring your investment starts generating income without delay.